Insurance for Businesses
Every business, from a consultant operating from her home to a multi-billion dollar manufacturer with locations in 20 countries, has specific needs when it comes to insurance policies and risk management. We use our expertise and experience in these areas to help analyze those needs and the various exposures to risk and then develop a program to mitigate them.
The concept works best when applied on a total exposure basis. That is, when we (you and The Wood Office) look at all your exposures and put together a comprehensive risk management program on that basis. However, it is flexible enough to be applied on an exposure by exposure basis as well. So if you are not quite ready to take on the daunting task of facing all of the risk you may be exposed to, we can adjust the analysis to a more palatable level.
The Wood Office method applies to each client uniquely, customizes to fit individual client needs, and does not always lead to an insurance solution. Insurance is merely one aspect of the program. We understand that strong and vibrant clients do not flourish under the burden of unnecessary insurance premiums. We encourage a prioritized insurance program with your insurance dollars being spent wisely and fruitfully; not frivolously and wastefully.
You can be confident in the knowledge you may look to The Wood Office to not only help determine the right coverage for your specific needs, but also to provide the right insurance products and services to satisfy those needs in a courteous and professional environment.
Our Policies for Businesses:
PROPERTY & CASUALTY INSURANCE
P W Wood & Son, Inc proudly offers a complete line of Property & Casualty products through its member companies.
The list of policies includes:
- Building & Business Property
- Loss of Income
- General Liability
- Product Liability
- Automobile & Trucks
- Umbrella or Excess
- Workers Compensation
- Equipment & Equipment
- Professional Liability
- Bid & Performance
- Employee Dishonesty
- Support Services
- Full Risk Survey and
- Contract and Hold Harmless
- Work Comp & Liability Audit
LIFE, HEALTH & FINANCIAL SERVICES
Our agency is committed to providing access to a full and unparalleled line of Life, Health and Financial Services products for our clients; both individuals and businesses.
The list of insurance products for Businesses includes:
- Variety of Medical Plans & Carriers
- Health Savings Accounts (HSA’s)
- Flexible Spending Accounts (FSA’s)
- Long Term Care
- Retirement Plans
- 401k & Profit Sharing
- Simple IRA Plans
- Voluntary Benefits (Employee Driven)
- Benefit Plans Audit & Reviews
Securities are offered through Cheevers, Hand & Angeline, Inc. members NASD and SIPC