Privacy

We take your right to privacy seriously and want you to feel comfortable using our website. This Privacy Policy deals with personally identifiable information (referred to as “Data” below) that may be collected by us on our site. This Policy does not apply to other entities that we do not own or control or persons that are not our employees, agents or within our control. Please take time to read our Terms of Use and our Online Insurance Account Access Terms and Conditions.

The website and the information herein constitute only general information and are not to be viewed or construed as specific or individualized insurance of fiscal advice as to any matter. A review of information, and the content and information available at and through this website, are not substitutes for consulting with a qualified insurance agent or professional of your choice. Your use of this website or any of its features does not create, imply, initiate, or constitute the formation of a formal or informal business relationship between us.

1. Collection of Data.
2. Use of Data.
3. Third Parties.
4. Cookies.
5. Children.
6. Editing or Deleting Your Account Information.
7. European and Switzerland Users.
8. Changes to this Privacy Policy.
9. No guarantees.
10. Contact Information.

1. Collection of Data.

In order to appropriately serve you, our process requires a significant amount of information collection. Required fields are indicated. Providing us with additional information is at your option. Please take note that your name, your e-mail address, or other submissions that you make on this site may contain your real name or other personally identifiable information. Further, like many websites, we may also automatically receive general information that is contained in your or our server log files, such as your IP address and cookie information. Information about how advertising may be served on this site (if at all) is set forth below.

2. Use of Data.

We may use Data to customize and improve your user experience on this site. We will make efforts so that your Data will not be provided to third parties unless (i) provided for otherwise in this Privacy Policy; (ii) we obtain your consent, such as when you choose to opt-in or opt-out to the sharing of Data; (iii) a service provided on our site requires the interaction with, or is provided by, a third party (by way of example, an Application Service Provider); (iv) pursuant to legal process or law enforcement; (v) we find that your use of this site violates this Policy, our Terms of Service, or other usage guidelines; (vi) we deem it reasonably necessary to protect our legal rights or property; or (vii) this site is purchased by a third party (but such third party will be bound by this policy until such time as they may change the same).

In the event you choose to use links that appear on our site to visit other websites, you are advised to read the privacy policies that appear on those sites.

3. Third Parties

Our site may contain links to other sites. While we try to link to sites that share our high standards and respect for personal privacy, however, we are not responsible for the content or the privacy practices used by those sites.

4. Cookies.

Like many websites, we set and use cookies to enhance your user experience, such as retaining your personal settings. Advertisements may appear on our website and, if so, may set and access cookies on your computer. You are and remain subject to the privacy policies of those parties providing the advertisement and are responsible to block or remove cookies you did or do not want. If advertising is present on our site, the companies serving the advertising do not have access to our cookies. These companies usually use non-personally identifiable or anonymous codes to obtain information about your visits to our site.

5. Children.

We recognize the importance of children’s safety and privacy on the Internet. For this reason, and in compliance with certain laws, we do not intentionally collect personally identifiable information from children, nor do we offer any content targeted to children. We do not allow persons under the age of eighteen to submit information to this site and we ask that children under the age of thirteen do not use our site. For more information, please contact our webmaster.

6. Editing or Deleting Your Account Information.

You may request deletion of your e-mail address by contacting our webmaster. Other data that you may have provided to us will continue to remain within our files at our discretion even though your e-mail is deleted. Please see our Terms of Use for more information.

7. European Union and Switzerland Users.

This site is not designed to be used by those in the European Union countries or Switzerland. We ask that you not provide any information to our site if you are a user from the European Union or Switzerland.

8. Changes to this Privacy Policy.

We reserve the right to change this privacy policy at any time. Any modification to or amendments of this policy will be effective as of the date we post it, and your continued use of this site will mean that you agree to the new terms. We will notify you of substantial changes to this Policy either by posting a prominent announcement on the site or by sending a message to the e-mail address you have provided to us that is contained with your user settings. For all other changes, please check this page for changes from time to time to make sure you are aware of our latest privacy practices.

9. No guarantees.

While we use current industry standards to protect your privacy, third parties may unlawfully intercept or obtain information from our site. We do not promise that your personally identifiable information will remain private in such cases. Unfortunately, no data transmission can be guaranteed 100 percent of the time. While we strive to protect your information, we cannot warrant the security of information provided to us online. However, once we receive your information, we will do our best to ensure that our systems are functioning properly and will use reasonable and customary efforts to protect the information.

10. Contact Information.

If you have any questions about this Policy or our website, please feel free to contact Jamie Ferris.


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