Workers Compensation Insurance
Employers in New York State are required to offer workers compensation insurance in case an employee is injured on the job. These injuries can be caused by a sudden accident, such as a fall from a ladder, or over extensive periods of time from years of keyboard typing, which could result in carpal tunnel syndrome.
Workers compensation covers lost wages and medical treatment resulting from an employee’s work-related injury or illness. It also covers the services the employee needs to recover and return to work.
Premium levels vary depending on the nature of the work and the amount of payroll in each job description. Workers compensation premiums for a carpenter, for example, will be more expensive than those for a clerical employee. It’s important to correctly categorize your employees and accurately calculate your payroll.
At The Wood Office, our agents can help your company find the best workers compensation option to fit your needs. Do you want to choose a pay-as-you go premium? And do you need help establishing a culture of safety at your company that will keep your rates as low as possible? Our agents can help you set up best-practice strategies that will prevent accidents from occurring in the first place.
We work with insurance carriers that have the experience and resources to help design the most effective workers compensation program for your company.
Please contact us today at (607)266-3303 to get a free quote on workers compensation for your business. Or fill out this contact form and we will we get back to you.